The Home Condition Report- Introduction
What is known so far
- "Seller's Information Pack" containing upfront
information to be provided before a residential
property is marketed.
- The pack will contain a Home Condition Report.
- Implementation January 2003
The Seller's Information Pack
- Will be mandatory
- Seller or agent will be responsible for provision
Home Condition Report
- Open to any accredited person.
- Must therefore be ACCREDITED
- Must have PII cover
Initial Brief from DETR
- A general report on the property to give the buyer enough
information about the property to enable negotiations to take place.
- Reduce caveats and small print.
- System of swift and fair redress.
- Liked the idea of bolt-on warranties.
- SAP Rating.
Condition Report Group Objectives
- Reporting format should meet spirit of Government proposals.
- Economical
- Workable
Further Objectives
- Concise and clear.
- Fair, accurate and objective.
- Consistency is the keystone to success.
Home Condition Report
- A prescribed format.
- Not a building survey.
- Elemental condition categories.
- Narrative.
- Valuation - definitely no.
- Insurance cost assessment - probably yes.
The Report itself
- Experimental Draft.
- Guidance Notes also draft only.
- Subject to continual review.
- Caveat Emptor rule remains.
- Third Party Contract Right Act 1999 completes the reliance
link. Allow vendors or purchaser to sue not necessarily the person who paid
the account.
- No 'Double Jeopardy'.
What type of property will it apply to?
- Any residential property sold for owner/occupation.
- Exclusions will include:
- Brand new houses with NHBC or equivalent.
- Houses sold 'off-plan'.
- Mixed commercial/residential properties.
- Listed buildings - special conditions apply.
Possible Variations
- Exclude very cheap houses?
- Possible bolt-on extras for listed very old or very large
properties.
- Important point.
- No exclusion for private sellers.
- No exclusion for auction properties.
The draft report itself
- It is probably not the final version - feedback is being
sought from everybody likely to be involved.
- It is copyright.
- Dawson have own format.
Report Format
- Tick box system of categorised elements.
- Satisfactory Repair.
- Minor Maintenance Required.
- Significant Repair Required.
- Urgent Repair Required.
The Draft Report
- For condition ratings 1 or 2 minimal or no narrative.
- For ratings 3 or 4 narrative to be provided as to state
of repair and what needs to be done to rectify the defect.
- Dawson have done this for the last 15 years.
Findings of Bristol Trial
- 12% show major repair problems.
- Buyers say they are seeing real benefits.
- Greater certainty.
- Greater transparency.
- 90% satisfaction.
We say...
- Level of inspection is about right.
- Level of reporting - a bit simplistic?
- Difficulty over services - what's new?
- Where's the timber and damp section gone?
- More standard clauses please.
- Inspection time similar to HSV
- No structural comments?
- Inappropriate SAP advice?
DETR Requirements of Accreditation/Certification
- 'Open Access'
- High level of dependence on Accreditation.
- Accreditation must deliver...
- Consumer confidence.
- Achievable high standards of competence.
- Consistency.
- Rigorous monitoring and auditing.
ANY QUESTIONS?
- Please contact us if you require
further information.
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